September 19, 2020
payment declined by bank google pay

What to do payment declined by bank google pay

In this blog post ,we will know about why payment declined by bank google pay, we often know ,we use google pay to make transaction , no matter ,transaction is being made on any merchant sites or making payment to credit card through Google pay UPI;

i personally use Google pay UPI , but one day ,suddenly failed transaction messages was started coming for each and every transaction ;

if our cards registered to a different address , in this case ,chances to be transaction declined ,therefore make sure address should be accurate ,only then UPI transaction will approve ;

another issue may be, the device you are using with Google pay application, in that mobile device, the same registered mobile number should be installed, and then we should try to verify that mobile number; so that UPI id could be set up,

also, make sure registered mobile no is eligible to send and receive OTP,i.e mobile no should be already recharged, otherwise, verification may decline on Google pay application behalf; after then, you can try to make the transaction , if however

transaction failed by Google pay application ,and you are re-iterated to verify your mobile number ,or, do add your bank account to Google pay UPI , this reason often come ,when Google pay application is not updated ;

therefore you should immediately update your UPI application, to resolve such issue, if your issue does not resolve by following these above-given details, you may put your question to know the reason,

What to do if transaction declined by bank– click here

you may click on this link to know the more details about what could be all possible reason when transaction decline

if you have already updated your UPI application and also set up the UPI id ,by using that application , however transaction failed by your bank ;

that could be possible reason from your bank side ,not the fault from UPI application ,Because ,UPI transaction authorization might be disabled from your bank side , in this case ,you should contact to your bank customer care services ;

or ,you should visit to your nearest bank branch to get the UPI authorization process enabled ,only then you will be able to make transaction ,

we know that UPI transaction is instant mode of transaction ,whether you send money to the beneficiary or make online payment ;

it is very ease ;because no requirement to wait to for any specific time , at the time beneficiary added ,same time money can be transferred to beneficiary bank account ;

What to do if Google pay UPI transaction failed but amount debited from bank account

Upi transaction failed but amount debited from bank account ,in this case , it will take 2 working days in keeping with banking time ,to finalize the transaction ,whether that debited amount will credit back to your bank account ,

if not then that amount will receive to the merchant /beneficiary ,

but in case neither that debited amount credit back to your bank account nor merchant /beneficiary receive that amount within 2 working days ;

in this condition, you need to lodge a complaint towards that UPI transaction by calling in customer care services to that same bank ;

and then do wait for five to seven to get that debited amount credit to your same bank account ;

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